MICHAEL HARWOOD & CO01926 419444enquiries@michaelharwood.co.ukGreville House, 10 Jury Street, Warwick, CV34 4EWCHARTERED ACCOUNTANTSFINANCIAL &TAXPLANNING SURGERIESALTERNATE WEDNESDAY 11 11MORNINGSMichael Harwood & Co. Chartered Accountants, with guest Paul Morgan of Morgan & Co. Chartered Financial Planners, are runningfortnightly open surgeries for you to come and explore any financial or taxation planning issues that you may have, or would like asecond opinion on, in such areas as:Tax return queries and HMRC investigations Investment reviews and risk assessment Retirement planning, final salary pension reviews·Business start-up, financial and tax planning . Future cash flow modeling nheritance tax and estate planninge Capital gains tax queriesTo book a no obligation, 25-minute appointment at the next surgery, call on the number aboveMORGAN & COCHARTERED FINANCIAL PLANNERSwww.morgancfp.co.ukMichael Harwood & Co work across a panel of financial advisers and have a non-exclusive arrangement with Morgan & Co. Chartered FinancialPlanners-a Partner Practice representing only St. Jamess PlceWealth Management ple [which is authorised and regulaned by the Financial ConductAuthority) for the purpose of advising solely on the Groups Wealth management products and services, more details of which are set out on thegroups website at www síp.coukproducts.The .SL James's Place Partnership" and the titles "Partner" and-Partner Practice-are marketing termsused to describe St. James's Place representatives. Morgan&Co. Chartered Financial Planners is a trading name of PRM Wealth Management Ltd.CII

Date: 10 February 2018

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MICHAEL HARWOOD & CO 01926 419444 enquiries@michaelharwood.co.uk Greville House, 10 Jury Street, Warwick, CV34 4EW CHARTERED ACCOUNTANTS FINANCIAL &TAX PLANNING SURGERIES ALTERNATE WEDNESDAY 11 11 MORNINGS Michael Harwood & Co. Chartered Accountants, with guest Paul Morgan of Morgan & Co. Chartered Financial Planners, are running fortnightly open surgeries for you to come and explore any financial or taxation planning issues that you may have, or would like a second opinion on, in such areas as: Tax return queries and HMRC investigations Investment reviews and risk assessment Retirement planning, final salary pension reviews ·Business start-up, financial and tax planning . Future cash flow modeling nheritance tax and estate planning e Capital gains tax queries To book a no obligation, 25-minute appointment at the next surgery, call on the number above MORGAN & CO CHARTERED FINANCIAL PLANNERS www.morgancfp.co.uk Michael Harwood & Co work across a panel of financial advisers and have a non-exclusive arrangement with Morgan & Co. Chartered Financial Planners-a Partner Practice representing only St. Jamess PlceWealth Management ple [which is authorised and regulaned by the Financial Conduct Authority) for the purpose of advising solely on the Groups Wealth management products and services, more details of which are set out on the groups website at www síp.coukproducts.The .SL James's Place Partnership" and the titles "Partner" and-Partner Practice-are marketing terms used to describe St. James's Place representatives. Morgan&Co. Chartered Financial Planners is a trading name of PRM Wealth Management Ltd. CII

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